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Ziraat Bank in Turkey 2024

March 1, 2024 1123

The most important information about Ziraat Bank in Turkey can be found in the detailed report provided to you by Skyline Holdings, which will mention the essential details about the types of accounts that customers can open at the bank to access various banking services it offers, in addition to the official documents required when opening an account at Ziraat Bank in Turkey and the advantages of establishing an account with this bank. Skyline Holdings wishes you all the best…

Key Information about Ziraat Bank in Turkey 2024

Ziraat Bank, founded in 1863, is the second largest bank in Turkey. Its beginnings were as a charitable fund until it evolved to gain significant value inside and outside Turkey. The bank's headquarters are located in the Turkish capital, Ankara, and the bank has reached a total of 1739 branches spread across all Turkish provinces, in addition to branches in 19 countries including:

- The United States (New York)

- United Kingdom (London)

- Bulgaria

- Georgia

- Iraq

- Saudi Arabia

- Kurdistan Region of Iraq

- Cyprus

- Athens

In addition to online branches, which can be accessed using mobile phones and ATMs. Ziraat Bank offers a variety of banking services including payment systems, loans, deposits, and investments, providing many options suitable for different customer segments. The bank also provides regular support to customers, informing them about the most suitable promotional offers and campaigns they can benefit from. Customers can access their funds more easily and at their convenience.

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What are the types of bank accounts at Ziraat Bank Turkey?

Customers can open several types of bank accounts at Ziraat Bank Turkey, and these types are among the most important information about Ziraat Bank in Turkey and are as follows:

Current Account

This type of account is not time-bound and does not generate any profits. Customers can benefit from all banking services by opening a current account at Ziraat Bank Turkey.

Partnership Account

This type of account allows operation according to a participatory system and a profit and loss-sharing mechanism through financing industrial, commercial, and service sectors in line with the principles of banking services at Ziraat Bank Turkey. Muslim customers prefer to open a partnership account in this bank to avoid interest prohibited by Islamic Sharia laws.

Other Types

There are several other types of accounts that can be utilized at Ziraat Bank Turkey, including insurance accounts, savings accounts, and gold accounts. Additionally, customers can benefit from safe deposit box rental services to securely store their deposits and personal belongings.

Key Services of Ziraat Bank Turkey

After learning about the essential information regarding Ziraat Bank in Turkey, let's explore the package of banking services offered by Ziraat Bank to its customers, including:

Bank Deposits

Ziraat Bank provides customers with banking deposit services, whether depositing with or without interest, such as Islamic banking accounts. The bank allows deposits in the following currencies: Turkish Lira, US Dollar, Euro, and Gold Account.

Money Transfer and Remittance

One of the crucial pieces of information about Ziraat Bank in Turkey that customers are interested in is the money transfer service. Customers can transfer funds by opening a bank account at Ziraat Bank Turkey, allowing them to perform financial transfers to other accounts within the same bank or to accounts in other Turkish banks. Moreover, customers can convert Turkish Lira into US Dollars or Euros and vice versa, as well as buy and sell gold within the account through available remittance operations.

Financial and Personal Loans

Ziraat Bank in Turkey offers various financial loans to individuals and companies, covering a wide range of purposes and motives for lending. The bank provides housing loans, Islamic loans, which represent a significant portion of the total loan transactions annually.

ATM Services

The number of ATMs belonging to Ziraat Bank in Turkey has exceeded 5,000 ATMs, available for withdrawing and depositing financial amounts, especially amounts less than 5000 Turkish Lira per day. ATMs are distributed in most well-known neighborhoods in Turkish provinces, especially in the following areas:

Public squares and main streets in neighborhoods.

Next to Ziraat Bank branches.

Near major metro stations.

Inside malls and commercial centers.

At airports and railway stations.

Bank Cards and Credit Cards:

This type of cards serves as a means to withdraw cash from ATMs or deposit it. They can also be used for shopping within daily limits, online shopping, and customers can use them to withdraw cash from ATMs outside Turkey from any ATM that deals with Visa Card or MasterCard.

Electronic Application Service

Ziraat Bank Turkey provides an electronic application available on Android and IOS systems and in several languages including Turkish, Arabic, and English. Through this application, many financial transactions can be executed from home, including currency exchange, paying social insurance, utility bills such as water, electricity, gas, internet, and phone bills, paying toll fees, various fees, and taxes, charging public transport cards, monitoring bank accounts, and balances continuously.

Required Documents for Opening an Account at Ziraat Bank Turkey for Arabs (2023):

Individuals wishing to open an account at Ziraat Bank Turkey, who hold residency permits in Turkey, must visit any branch within the Turkish province in which they reside, and provide the following documents, which are part of the information list about Ziraat Bank in Turkey:

- A certified and translated copy of the passport, authenticated by a notary public (noter), unless the passport is issued in both Arabic and English languages, in which case translation is not required.

- Tax number obtained from any tax office, which is an easily obtainable document.

- A document issued by the Population Directorate showing the client's address of residence in Turkey.

For individuals who hold temporary protection cards (kimlik) and do not possess passports, the following official documents are requested:

- Temporary protection card (kimlik) issued to the individual.

- An official document issued by the Population Directorate showing the applicant's address of residence.

For customers who are investors and property owners or businessmen, the following documents are required:

- A translated copy of the client's passport. If the passport is already translated into English, there is no need for retranslation.

- An official document indicating the applicant's place of residence.

- Obtaining a tax number from any tax office for foreigners.

Note: Customers must personally attend to sign an official contract with Ziraat Bank Turkey.

Advantages of Opening an Account at Ziraat Bank Turkey:

If you are considering opening an account at Ziraat Bank, it is essential to be aware of the benefits you will receive, summarized as follows:

1. Transfer and receive funds in any currency, whether Turkish Lira or any of the foreign currencies traded inside and outside Turkey.

2. Deposit and withdraw currencies and various types of gold.

3. Settle all different payments, including taxes, fees, and donations.

4. Convert between foreign currencies and precious metals.

5. Settle payments with enhanced security, protection, and privacy.

6. Automatic payment of taxes and due bills.

7. Obtain discounts during certain transactions through the bank.

8. Online shopping at most stores.

 

With this, we conclude our article, where we have provided you with essential information about Ziraat Bank in Turkey, which is of interest to individuals who wish to open a bank account and obtain various banking services provided by Ziraat Bank Turkey.

For more information on this topic, you can contact us at Skyline Holdings.

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